Resources - Jeanne for Congress

Additional Guidance (as of 5.19, 5 p.m.):

  • WH– Readout from the Governors Briefing on COVID-19 Response & Ensuring the Well-Being of All Americans (Click here)
  • HHS – HHS, Industry Partners Expand U.S.-Based Pharmaceutical Manufacturing for COVID-19 Response (Click here)
  • HHS – U.S. Statement on Taiwan’s Participation at the World Health Assembly (Click here)
  • HHS – HHS, Industry Partners Expand U.S.-Based Pharmaceutical Manufacturing for COVID-19 Response (Click here)
  • CDC– HHS Delivers Funding to Expand Testing Capacity for States, Territories, Tribes (Click here)
  • CDC – Information for Pediatric Healthcare Providers – Multisystem Inflammatory Syndrome in Children (MIS-C) (Click here)
  • CMS– Trump Administration Issues Guidance to Ensure States Have a Plan in Place to Safely Reopen Nursing Homes (Click here)
  • CMS – May 19 News Alert (Click here)
  • FDA – May 18 Daily Roundup (Click here)
  • FDA – FDA Collaborations Promote Rigorous Analyses of Real-World Data to Inform Pandemic Response (Click here)
  • NIH – NIH-funded study to investigate pregnancy outcomes resulting from COVID-19 pandemic (Click here)
  • DHS-FEMA– COVID-19 Pandemic: Supply Chain Expansion Line of Effort (Click here)
  • DHS-CISA– Guidelines for Executives: 911 Center Pandemic Recommendations (Click here)
  • DHS-CISA– Guidelines for 911 Centers: Pandemic Planning (Click here)
  • DHS-CISA– Guidelines for 911 Centers: Pandemic Operating Procedures (Click here)
  • DHS-CISA – Guidelines for 911 Centers: Cleaning and Disinfecting During a Pandemic (Click here)
  • Treasury – Treasury is Delivering Millions of Economic Impact Payments by Prepaid Debit Card (Click here)
  • Federal Reserve – Testimony by Chair Powell on the Federal Reserve’s response to the coronavirus and the CARES Act (Click here)
  • ED – Fact Sheet: Addressing the Risk of COVID-19 While Serving Migratory Children (Click here)
  • USDA – USDA Approves Program to Feed Kids in Colorado, Missouri, and Wyoming (Click here)
  • USDA – USDA Announces Details of Direct Assistance to Farmers through the Coronavirus Food Assistance Program (Click here)
  • DOL – U.S. Department of Labor Offers Fraud Prevention Resources To Enhance Integrity of Unemployment Insurance Programs (Click here)
  • DOL – U.S. Department of Labor Adopts Revised Enforcement Policies For Coronavirus (Click here)
  • DOC – Op-Ed by Commerce Secretary Wilbur L. Ross: 3 Factors Why This Economic Bounceback Won’t Mirror 2008 (Click here)
  • DOJ – Texas Man Charged with $5 Million COVID-Relief Fraud (Click here)
  • DOD – Spangdahlem Firefighters Tame the COVID-19 Flames (Click here)
  • DOD – Sailors Keep Skills Sharp During COVID-19 (Click here)
  • DOD – Army Corps of Engineers Helps Montana Prepare for COVID-19 Future (Click here)
  • VA – VA lead facilities reintroduce health care services while ensuring safe environment (Click here)

Additional Guidance (as of 4.21, 5:30pm):

  1. WH – Memorandum on Providing Continued Federal Support for Governors’ Use of the National Guard to Respond to COVID-19 and to Facilitate Economic Recovery (Click here)
  2. WH  With Excess National Supply, Exchanges Will Allow U.S. Hospitals to Continue Meeting Ventilator Demand (Click here)
  3. HHS – Oracle Donates Therapeutic Learning System to HHS to Gather Crowd-Sourced Data on COVID-19 (Click here)
  4. HHS – SAMHSA Moves Quickly to Begin Releasing $110 Million in Emergency Grant Funding to Provide Americans with Substance Use Treatment and Mental Health Services During the COVID-19 Pandemic (Click here)
  5. HHS – HHS Announces Nearly $1 Billion in CARES Act Grants to Support Older Adults and People with Disabilities in the Community During the COVID-19 Emergency (Click here)
  6. HHS – Statements from the Office of the National Coordinator for Health IT and the Centers for Medicare & Medicaid Services on Interoperability Flexibilities amid the COVID-19 Public Health Emergency (Click here)
  7. CMS – Trump Administration Champions Reporting of COVID-19 Clinical Trial Data through Quality Payment Program, Announces New Clinical Trials Improvement Activity (Click here)
  8. CMS – April 21 News Alert (Click here)
  9. CMS – Statements from the Office of the National Coordinator for Health IT and the Centers for Medicare & Medicaid Services on Interoperability Flexibilities amid the COVID-19 Public Health Emergency (Click here)
  10. FDA – April 20 Daily Roundup (Click here)
  11. FDA – The Path Forward: Coronavirus Treatment Acceleration Program (Click here)
  12. FDA – FDA Authorizes First Test for Patient At-Home Sample Collection (Click here)
  13. FDA – FDA Provides Flexibility to the Food Industry to Support Food Supply Chain and Meet Consumer Demand During COVID-19 (Click here)
  14. NIH – Expert U.S. panel develops NIH treatment guidelines for COVID-19 (Click here)
  15. DHS-FEMA – FEMA Programs Helping People from Coast to Coast (Click here)
  16. Treasury – Action Needed for Social Security Recipients with Dependents Who Do Not File Tax Returns to Receive $500 Per Child Payment (Click here)
  17. Treasury – Treasury Finalizes Agreements with Major Airlines, Disburses Initial Payroll Support Program Payments (Click here)
  18. Treasury – Treasury, IRS announce cross-border tax guidance related to travel disruptions arising from the COVID-19 emergency (Click here)
  19. USDA – Kentucky, Missouri, and Texas Added to Innovative SNAP Online Pilot Program (Click here)
  20. ED – Secretary DeVos Delivers $6 Billion in Additional Grant Funding to Support Continued Education at America’s Colleges, Universities (Click here)
  21. HUD – HUD Awards $1.5 Million in Funding to Support COVID-19 Related Fair Housing Activities (Click here)
  22. DOL – U.S. Department of Labor Ends Temporary Non-Enforcement of Paid Leave Protections to Help American Workers During Coronavirus Pandemic (Click here)
  23. DOD – Hospital Ship USNS Comfort Admits New Jersey Patients (Click here)
  24. DOD – DOD Details $133 Million Defense Production Act Title 3 COVID-19 Project (Click here)
  25. VA – VA acquires Texas community hospital to fight COVID-19 and care for Veterans in the future (Click here)
  26. VA – VA, DoD implement new capability for bidirectional sharing of health records with community partners (Click here)
  27. VA – VA’s telehealth system grows as Veterans have access to unlimited data while using VA Video Connect (Click here)
  28. VA – Timeline on how VA prepared for COVID-19 outbreak and continues to keep Veterans safe (Click here)
  29. VA – VA researchers to study COVID-19 in aging Veterans with dementia (Click here)
  30. State – The United States Is Assisting Pacific Island Countries To Respond to COVID-19 (Click here)

CARES Act Key Provisions

The CARES Act is a $2.2 trillion bill designed to address the economic fallout from the rapid spread of the coronavirus. The legislation is considered an unprecedented attempt by the federal government to hold up the economy and prevent a deep recession. By comparison, the 2008 Troubled Asset Relief Program (TARP) was a $700 billion bill.

The bill is intended to have a far-reaching effect by directing money toward workers, small businesses, and industries that have been harmed by the economic downturn related to COVID-19.

Below is a list of key provisions in the bill.

Helping American Families

Direct Cash Payments

  • Provides recovery checks to most taxpayers, providing cash immediately to individuals and families.
  • Individuals are eligible for checks up to $1,200 and married couples filing jointly are eligible for checks up to $2,400, with an extra $500 for each child.
  • People with no income or only Social Security income are eligible.
  • To ensure the relief is focused on those who need it most, eligibility for recovery checks is reduced starting at $75,000 in income for individuals and $150,000 in income for joint filers.
    • Individuals with income exceeding $99,000 and joint filers with income exceeding $198,000 are ineligible.
  • Eligibility is based on 2019 tax returns, or 2018 returns if the 2019 return has not yet been filed.

Emergency Retirement Plan Withdrawals

  • Allows for no-penalty hardship withdrawals from 401(k)s and other retirement plans to help Americans access cash.
    • Waives the 10% early withdrawal penalty from a retirement plan and allows those who make withdrawals three years to return the money to their plan.
  • Loosens rules and raises limits for individuals who wish to take out loans against their retirement savings.
    • The bill doubles the current retirement plan loan limits to the lesser of $100,000 or 100% of the participant’s vested account balance in the plan.
    • Individuals who have outstanding loans from their plan with a repayment due from the date of enactment of the bill through December 31, 2020, can delay their loan repayments for up to one year.

Housing and Public Health

  • Provides assurances to Americans that their housing provides are taking positive steps to stop the spread of the virus by providing:
    • $5 billion for Community Development Block Grants with additional flexibility to meet the needs of individual communities fighting this virus.
    • $1.25 billion in additional funding for Tenant Based Rental Assistance programs to assist more families in securing stable housing during this pandemic and help assisted households who may lose income during the outbreak.
    • $1 billion for Project Based Rental Assistance to assist Public Housing Agencies and property owners in preventing the spread of COVID-19 and helping residents who lose income due to the outbreak.
    • $300 million for Native American Housing Programs to help tribes provide housing for more individuals and prevent overcrowding in existing housing stock.

Protecting the Vulnerable

  • $4 billion for Emergency Homeless Assistance Grants that go directly to local governments to help provide shelter and basic facilities.
  • $685 million in emergency funding for local Public Housing Agencies to help prevent the spread of the virus in public housing.
  • $65 million to help prevent outbreaks for those who may be most affected by this virus, our nation’s elderly and disabled.
  • $65 million in additional funding for the Housing Opportunities for Persons with AIDS program, and the flexibility to use that funding and those units to assist families affected by COVID-19.

Protecting Homeowners and Renters from Foreclosure and Eviction

  • Prohibits foreclosures on any federally backed mortgages for 60 days.
  • Allows borrowers affected by COVID-19 to shift any missed payments to the end of their mortgage, with no added penalties or interest, for 180 days.
  • Halts evictions for renters in properties with federally backed mortgages for 120 days.
  • Gives relief to multifamily property owners through forbearance on any federally backed mortgage.

Helping American Workers

Unemployment Insurance

  • Provides approximately $250 billion to expand access to unemployment benefits.
  • Helps those not eligible for regular unemployment insurance:
    • Creates a new Pandemic Unemployment Assistance program to help those not traditionally eligible for UI – like the self-employed and independent contractors, like gig workers and Uber drivers – as well as those who are unable to work or telework as a result of the coronavirus public health emergency.
    • Provides funding to reimburse non-profits and government entities that are not part of the state unemployment system for 50% of the costs they incur through December 31, 2020 to pay unemployment benefits.
  • Provides an additional payment to each recipient:
    • Provides an additional $600-per-week payment to each UI or Pandemic Unemployment Assistance recipient for four months beginning April 1 through July 31, 2020.
  • Supports states that pay individuals quickly:
    • Provides funding for the first week of unemployment for states to waive the traditional “waiting week” before benefits begin.
  • Allows for additional weeks of unemployment benefits when needed:
    • Provides an additional 13 weeks of unemployment to help those who remain unemployed after weeks of state unemployment are exhausted.
  • Assists states in meeting critical staffing needs to get benefits out quickly:
    • Provides states with temporary, limited flexibility to hire temporary staff or re-hire former staff to quickly process unemployment claims.
  • Helps states maintain and establish programs to prevent layoffs during a downturn:
    • Provides funding to states to help them maintain short-time compensation programs to prevent layoffs, as well as expand those work sharing programs in the future.

Helping Small Businesses & Keeping Americans Employed

Payment Protection Program and Loan Forgiveness

  • Provides $350 billion for 100% federally guaranteed loans for eight weeks of assistance to small businesses and 501(c)(3) non-profits.
    • Sole-proprietors, independent contractors, and other self-employed individuals are also eligible for these loans.
  • Loans can be forgiven when used for payroll costs, interest on mortgage obligations, rent, and utilities over an eight-week period.
  • SBA-certified lenders and non-SBA lenders are authorized to make Payment Protection loans.
    • All lenders participating in the Payment Protection Program, including banks, credit unions, and other financial institutions, will be moved to delegated authority which allows lenders to process loans quickly without SBA approval.
  • The Treasury Secretary is given the authority to work with the SBA to expedite the approval process and bring new lenders into the program.
  • Maximum loan amount for SBA Express loans, which require less documentation and less paperwork, is increased from $350,000 to $1 million through December 31, 2020.

Small Business Debt Relief

  • $17 billion in small business debt relief by requiring the SBA to pay all principal, interest, and fees on all existing SBA loan products for six months to provide relief to small businesses negatively affected by COVID-19.

Employee Retention

  • Provides an employee retention tax credit up to $10,000 per employee per quarter kept on an employer’s payroll through the end of 2020.
    • Companies eligible for the tax credit must have fully or partially suspended operations due to a government order and suffered a significant decline in revenues.
  • Allows companies to defer the 6.2% Social Security payroll tax on all wages up to $137,700 through 2020.
    • The taxes must be repaid in equal installments in 2021 and 2022.

Emergency Economic Injury Disaster Loan (EIDL) Grants

  • Expedites access to capital for small businesses who have applied for an SBA EIDL.
    • Businesses can request an advance of up to $10,000 on the loan to provide covered leave, maintain payroll, and pay debt obligations.

Entrepreneurial Development Programs

  • Provides grants and funding to offer training, counseling, and assistance to small businesses affected by COVID-19.
    • $240 million in grants to SBA resource partners, including Small Business Development Centers and Women’s Business Centers.
    • $25 million in grants for resource partner associations to provide online information and training.
    • $10 million in funding for the Commerce Department’s Minority Business Development Agency’s Minority Business Centers.
  • Allows for federal grant funds appropriated to the State Trade Expansion Program (STEP) in FY18 and FY19 to remain available for use through FY21.
    • Allows for state STEP participants to be reimbursed for events canceled due to COVID-19, so long as the reimbursement amount does not exceed their federal grant amount.

Ensuring Banks and Credit Unions Can Continue Lending

  • Provides temporary relief to allow financial institutions of all sizes to prioritize extending more loans to more American consumers and small businesses during this outbreak.
  • Allows community banks to deploy additional, needed capital to consumers and businesses through the end of this public health emergency or December 31, 2020, whichever comes first.

Supporting our Health Care System & Ensuring the Health and Safety of Americans

Health Care Supplies, Services, and Workers

  • $200 billion for frontline health care services, supplies, and workers addressing the virus, including:
    • $19.6 billion to help veterans through in-patient care, telehealth, and to expand bed space in VA facilities.
    • $11 billion for research and production of better diagnostic tests and medicine and support for future vaccine manufacturing.
    • $16 billion for medical supplies (respirators and ventilators) and personal protective equipment (gloves, masks, gowns). 
    • $100 billion to reimburse hospitals and other health care providers for related expenses or lost revenues attributable to the outbreak.
    • $45 billion for the Disaster Relief Fund to ensure funds are available to states and localities to operate emergency response activities.
    • $4.3 billion for direct response by the CDC.
    • $1 billion for research into an effective vaccine.
    • $16 million for research, including to promote domestic manufacturing of biopharmaceuticals and to address readiness and domestic manufacturing capability.
    • $1 billion for health care, disinfection, and quarantine services in Indian Country.
    • $100 million for expanded use of Department of Energy user facilities and supercomputers to support research into the coronavirus and potential treatments and vaccines.
    • $76 million for the National Science Foundation for near real-time research of the virus, including transmission, virulence, and population dynamics.
    • $340 million for rural broadband and telehealth infrastructure and telemedicine initiatives.
    • $100 million for Emergency Management Performance Grants to state and local emergency management agencies.
    • $100 million for Assistance to Firefighter grants.
    • $80 million for the FDA to approve medical therapies and help address medical supply shortages.

Mitigating the Impact of the Virus

  • $138 billion to lessen the impact of the virus, including:
    • $10.5 billion to mitigate the risk of coronavirus to our service members, their dependents, and DOD civilians.
    • $36.1 billion for the Department of Transportation to keep our nation’s airports, transit systems, and passenger rail safe and operational through grants.
    • $8.8 billion to feed breakfast and lunch to low-income children while they are out of school.
    • $15.8 billion for the Supplemental Nutrition Food Assistance Program to feed low-income families as well as $100 million for Native Americans on or near Indian Reservations.
    • $9.5 billion in additional assistance for farmers and ranchers to address the impact of coronavirus.
    • $14 billion replenishment of the Commodity Credit Corporation.
    • $7.4 billion for the Department of Housing and Urban Development for critical homeless shelters and services and support for individuals and families served by assisted housing programs.
  • $2 billion to ensure the government can continue to operate as Americans take social distancing measures and other precautions.

Ensuring Access to Quality and Affordable Care

  • Expands temporary telehealth services during the public health emergency by eliminating the need for a pre-existing provider relationship.
  • Expands coverage of COVID-19 diagnostics to includes tests approved by state labs and developed by CLIA labs before they receive an Emergency Use Authorization from the FDA.
  • Mandates timely commercial coverage of COVID-19 vaccines or preventive treatments in commercial plans.
  • Coverage is provided for any future vaccine under Medicare Part B exempt from the deductible and at no cost in the Medicaid program.
  • Prevents price gouging by out-of-network providers to ensure affordable access to diagnostic tests for all Americans.

Relief for Health Care Providers

  • Temporarily lifts the Medicare sequester, which reduces payments to providers by 2%, from May 1 through December 31, 2020, boosting payments for hospital, physician, nursing home, home health, and other care.
    • The Medicare sequester would be extended by one year beyond current law to provide immediate relief without worsening Medicare’s long-term financial outlook.
  • Inpatient Medicare payments would be increased by 20% to a hospital for treating a patient admitted with COVID-19, with the add-on payment available through the duration of the COVID-19 emergency period.
  • Labs are provided additional time in their mandated reporting period to allow for more time to collect data from a larger selection of applicable labs and be protected from any payment reductions for 2021.
  • $1.32 billion in supplemental funding for the community health centers that are on the front lines of testing and treating patients with COVID-19.

Helping Older Americans & Students

Older Americans

  • Provides additional flexibility for the Secretary of Health and Human Services to ensure vital services are provided to our nation’s seniors, including:
    • Allows full transfer between congregate and home-delivered meal funding and provides additional flexibility in the type of food that can be served.
    • Permits state agencies to determine that homebound individuals include those who are selfquarantining due to the emergency so that those individuals are prioritized for purposes of home-delivered meals.
    • Provides additional flexibilities in the Senior Community Service Employment Program designed to ensure participants are not harmed because their program was closed as the result of the qualifying emergency.
  • Waives mandatory minimum retirement plan distributions for a year.
    • Required distributions are based on the plan’s balance as of December 31, 2019, but that balance may have declined significantly since then.
      • As an example, a retiree is required to withdraw 5% of his plan’s balance each year.
        • His plan balance was $100,000 on December 31 but has since shrunk to $80,000.
          • The 5% withdrawal requirement means he must take $5,000 out of his plan, possibly endangering the long-term ability of that pension to meet his retirement needs.

College and K-12 Students

  • Provides needed relief to college students to ensure they are not harmed by the colleges’ decisions to switch to online delivery models or close outright in the middle of the semester:
    • Provides direct financial relief to many student loan borrowers by pausing their monthly repayment requirements for six months with no penalty.
    • Codifies the Department of Education’s decision to pause collections on defaulted student loans through September 20, 2020.
    • Gives colleges and universities the flexibility needed to direct federal resources through the Supplemental Educational Opportunity Grant program to students struggling the most in this environment.
    • Provides schools the flexibility to ensure this interrupted or unfinished semester does not stop their students’ ability to continue class in the future.
      •  Students will not be on the hook for financial aid distributed to them when the pandemic forced them to drop out mid-term.
    • Frees institutional grants from restrictions that prevent minority serving institutions from better serving students in need.
  • Provides the Secretary of Education additional waiver authority to ensure school districts can focus on addressing students’ needs during this pandemic:
    • Codifies the Department of Education’s offer to waive the requirement that states test their students in reading, math, and science, and identify low-performing schools, as well as reporting requirements that rely on that data.
    • Allows schools to use any remaining funds from Title I for next year.
      • Title I is the largest program in the Every Student Succeeds Act (ESEA) that aims to provide all children with the opportunity to receive a high-quality education.
    • Gives school districts increased flexibility in how they use block grant funds, allowing more funds to be used for technology and other activities related to coronavirus recovery.
    • Clarifies that waivers issued under ESEA are also applied to charter schools ensuring that the lack of performance data resulting from a waiver is not an excuse to close a charter school.

Stabilizing American Main Street Businesses & Maintaining the American Workforce

Exchange Stabilization Fund

  • Allocates $500 billion to an Exchange Stabilization Fund (ESF), an emergency reserve fund that provides the Treasury Secretary the authority to distribute emergency funding:
    • Up to $46 billion can be used to assist air carriers and businesses critical to our national defense.
    • Up to $454 billion can fund a Federal Reserve facility for distressed businesses.
  • How the $454 billion fund works:
    • Allows the Treasury Secretary to provide loans and loan guarantees to businesses of all sizes.
    • These funds allow the Treasury to finance Fed facilities that will be used to provide liquidity to shore up business lending and our financial markets, including through a special bank-based program for companies that employ 500-10,000 employees.
    • Has the potential to unleash more than $4 trillion in lending to businesses of all sizes, consumers, local governments, and money market funds.
    • This is not a bailout!
      • The fund provides loans that must be paid back, and the loans are for Americans who, through no fault of their own, are in economic jeopardy.
  • Why the ESF is needed: Financial markets are under tremendous pressure for more liquidity and credit.
    • Without liquidity and credit, banks will be unable to provide much-needed financing for businesses to help with their day-to-day expenses like meeting payroll and paying rent.
    • The CARES Act allows the Treasury and the Fed to fix the current liquidity and credit problems in the financial markets by providing direct financing to eligible businesses.
    • The ESF will support businesses of all size and the new Fed facility (500-10,000 employees) seeks to address the gap between the relief provided to small businesses of fewer than 500 employees, and some of the largest companies that have access to other relief.
    • 68 million Americans are employed by businesses with more than 500 employees.
    • This program is addition to the $367 billion in assistance to America’s small businesses.
  • Oversight:
    • Creates a new Special Inspector General for Pandemic Recovery with subpoena power to investigate the sale of loans, loan guarantees, and any other investments made by the Treasury.
    • Creates a five-member Congressional Oversight Commission to conduct oversight of the Treasury and Fed in implementing the fund.
    • Firms controlled by the President, Vice President, most senior-level cabinet officials, Members of Congress, as well as their immediate family members, are prohibited from receiving financing from the fund.

This week alone over 80 million eligible Americans are set to receive direct payments– providing immediate economic relief for families during the coronavirus outbreak.
 

Additional Guidance (as of 4.13, 5:00pm):

 
  1. WH – We Are Beating This Virus. Keep Up the Fight! (Click here)
  2. WH – Memorandum on Visa Sanctions (Click here)
  3. WH – Memorandum on Authorizing the Exercise of Authority under Public Law 85-804 (Click here)
  4. WH – Memorandum on Providing COVID-19 Assistance to the Italian Republic (Click here)
  5. HHS – Guidance for Application of the Human Subjects Protection Regulations to Actions Taken in Response to the COVID-19 Pandemic (Click here)
  6. CDC – Resources for Parks and Recreational Facilities (Click here)
  7. CMS – Trump Administration Announces Expanded Coverage for Essential Diagnostic Services Amid COVID-19 Public Health Emergency (Click here)
  8. CMS – April 13 Daily Roundup (Click here)
  9. FDA – A Perspective on the FDA’s COVID-19 Response (Click here)
  10. FDA – April 10 Daily Roundup (Click here)
  11. FDA – FDA Issues Emergency Use Authorization to Decontaminate Millions of N95 Respirators (Click here)
  12. NIH – NIH begins study to quantify undetected cases of coronavirus infection (Click here)
  13. DHS – Weekly Update: DHS Response to COVID-19 (Click here)
  14. DHS-FEMA – Local, State and Federal Partners Provide Food Assistance During COVID-19 Response (Click here)
  15. DHS-FEMA – Purchase and Distribution of Food Eligible for Public Assistance (Click here)
  16. HUD – HUD Gives Housing Authorities and Tribes Additional Flexibility to Focus on Tenants During Pandemic (Click here)
  17. HUD – HUD Awards $16 Million to Public Housing Authorities to Help Tenants Relocate (Click here)
  18. USDA – Florida and Idaho Added to Innovative SNAP Online Pilot Program (Click here)
  19. USDA – USDA Approves Program to Feed Kids in Rhode Island (Click here)
  20. USDA – USDA Unveils Tool to Help Rural Communities Address the COVID-19 Pandemic (Click here)
  21. ED – Secretary DeVos Awards $65 Million to Create and Expand Public Charter Schools in Areas of Greatest Need (Click here)
  22. DOL – U.S. Department of Labor Issues Enforcement Guidance For Recording Cases of COVID-19 (Click here)
  23. DOL – U.S. Department of Labor Publishes Latest Guidance Regarding Pandemic Emergency Unemployment Compensation Program (Click here)
  24. DOL – U.S. Department of Labor Issues Alert to Keep Package Delivery Workers Safe During COVID-19 Pandemic (Click here)
  25. DOC – U.S. Department of Commerce Secretary Wilbur Ross and U.S. Census Bureau Director Steven Dillingham Statement on 2020 Census Operational Adjustments Due to COVID-19 (Click here)
  26. VA –  VA virtual mental health care use on the rise amid COVID-19 (Click here)
  27. Treasury – Treasury Announces Payroll Support to Aid Employees of Small Passenger Air Carriers (Click here)
  28. Treasury – Over 80 Million Americans Will Receive Economic Impact Payments in their Bank Accounts This Week (Click here)
  29. DOJ – U.S. Trustee Program Acts Quickly to Protect Public Health and Ensure Effective Functioning of the Bankruptcy System During Covid-19 Emergency (Click here)

Additional Guidance (as of 4.13, 9:00am):

  1. HHS – HHS to Begin Immediate Delivery of Initial $30 Billion of CARES Act Provider Relief Funding (Click here)
  2. CDC – CDC Announces Modifications and Extension of No Sail Order for All Cruise Ships (Click here)
  3. CDC – FAQs for administrators, staff, people who are incarcerated, families (Click here)
  4. CMS – Trump Administration Acts to Ensure U.S. Healthcare Facilities Can Maximize Frontline Workforces to Confront COVID-19 Crisis (Click here)
  5. FDA – FDA Authorizes Blood Purification Device to Treat COVID-19 (Click here)
  6. FDA – FDA Issues Second Emergency Use Authorization to Decontaminate N95 Respirators (Click here)
  7. DHS-FEMA – Work underway in Missouri to expand medical capacity (Click here)
  8. HUD – Infectious Disease Toolkit for CoCs – Español (Click here)
  9. HUD – PIH Mega Waiver (Click here)
  10. DOT – U.S. Transportation Secretary Elaine L. Chao Announces $1 Billion for Amtrak in Response to COVID-19 (Click here)
  11. Treasury – Treasury, IRS Launch Online Tool to Help Non-Filers Receive Economic Impact Payments (Click here)
  12. DOJ – Federal Investigation into Conditions at a Nursing Home for Veterans in Massachusetts Announced (Click here)
  13. EPA – EPA Takes Action to Guide Health and Safety Decisions at Cleanup Sites During the COVID-19 Pandemic (Click here)
  14. DOD – TCF Center Alternate Care Facility construction complete (Click here)
  15. DOD – 25,000 ‘Soldiers for Life’ Respond to Nation’s Call (Click here)

Coronavirus (COVID-19): Small Business Guidance & Loan Resources

Health and government officials are working together to maintain the safety, security, and health of the American people. Small businesses are encouraged to do their part to keep their employees, customers, and themselves healthy. Content

Coronavirus Funding Options

Click here to learn more about available SBA loan and debt relief options. Our nation’s small businesses are facing an unprecedented economic disruption due to the Coronavirus (COVID-19) outbreak. On Friday, March 27, 2020, the President signed into law the CARES Act, which contains $376 billion in relief for American workers and small businesses. To learn more about the relief options available for your business, click here.

Guidance for Businesses and Employers

The President’s Coronavirus Guidelines for America – 30 Days to Slow the Spread The Centers for Disease Control and Prevention (CDC) offers the most up-to-date information on COVID-19. This interim guidance is based on what is currently known about the coronavirus disease 2019 (COVID-19). For updates from CDC, please see the following: The following interim guidance may help prevent workplace exposures to acute respiratory illnesses, including COVID-19, in non-healthcare settings. The guidance also provides planning considerations if there are more widespread, community outbreaks of COVID-19. To prevent stigma and discrimination in the workplace, use the guidance described below and on the CDC’s Guidance for Businesses and Employers web page. Below are recommended strategies for employers to use now. In-depth guidance is available on the CDC’s Guidance for Businesses and Employers web page:
  • Actively encourage sick employees to stay home
  • Separate sick employees
  • Emphasize staying home when sick, respiratory etiquette and hand hygiene by all employees
  • Perform routine environmental cleaning
  • Advise employees before traveling to take certain stepsCheck the CDC’s Traveler’s Health Notices for the latest guidance and recommendations for each country to which you will travel. Specific travel information for travelers going to and returning from designated countries with risk of community spread of Coronavirus, and information for aircrew, can be found on the CDC website.
  • Additional Measures in Response to Currently Occurring Sporadic Importations of the COVID-19:Employees who are well but who have a sick family member at home with COVID-19 should notify their supervisor and refer to CDC guidance for how to conduct a risk assessment of their potential exposure.
  • If an employee is confirmed to have COVID-19, employers should inform fellow employees of their possible exposure to COVID-19 in the workplace but maintain confidentiality as required by the Americans with Disabilities Act (ADA). Employees exposed to a co-worker with confirmed COVID-19 should refer to CDC guidance for how to conduct a risk assessment of their potential exposure.
Common Issues Small Businesses May Encounter:
  1. Capital Access – Incidents can strain a small business’s financial capacity to make payroll, maintain inventory and respond to market fluctuations (both sudden drops and surges in demand). Businesses should prepare by exploring and testing their capital access options so they have what they need when they need it.  See SBA’s capital access resources.
  2. Workforce Capacity – Incidents have just as much impact on your workers as they do your clientele. It’s critical to ensure they have the ability to fulfill their duties while protected.
  3. Inventory and Supply Chain Shortfalls – While the possibility could be remote, it is a prudent preparedness measure to ensure you have either adequate supplies of inventory for a sustained period and/or diversify your distributor sources in the event one supplier cannot meet an order request.
  4. Facility Remediation/Clean-up Costs – Depending on the incident, there may be a need to enhance the protection of customers and staff by increasing the frequency and intensity by which your business conducts cleaning of surfaces frequently touched by occupants and visitors. Check your maintenance contracts and supplies of cleaning materials to ensure they can meet increases in demand.
  5. Insurance Coverage Issues – Many businesses have business interruption insurance; Now is the time to contact your insurance agent to review your policy to understand precisely what you are and are not covered for in the event of an extended incident.
  6. Changing Market Demand – Depending on the incident, there may be access controls or movement restrictions established which can impede your customers from reaching your business. Additionally, there may be public concerns about public exposure to an incident and they may decide not to go to your business out of concern of exposing themselves to greater risk. SBA’s Resources Partners and District Officeshave trained experts who can help you craft a plan specific to your situation to help navigate any rapid changes in demand.
  7. Marketing – It’s critical to communicate openly with your customers about the status of your operations, what protective measures you’ve implemented, and how they (as customers) will be protected when they visit your business. Promotions may also help incentivize customers who may be reluctant to patronize your business.
  8. Plan – As a business, bring your staff together and prepare a plan for what you will do if the incident worsens or improves. It’s also helpful to conduct a tabletop exercise to simulate potential scenarios and how your business management and staff might respond to the hypothetical scenario in the exercise. For examples of tabletop exercises, visit FEMA’s website at: https://www.fema.gov/emergency-planning-exercises

Local Assistance

SBA works with a number of local partners to counsel, mentor, and train small businesses. The SBA has 68 District Offices, as well as support provided by its Resource Partners, such as SCORE offices, Women’s Business Centers, Small Business Development Centers and Veterans Business Outreach Centers. When faced with a business need, use the SBA’s Local Assistance Directory to locate the office nearest you.

Join the SBA’s Relief Efforts

Join our team! The SBA is hiring additional employees to assist with disaster relief efforts. Bilingual language skills are a plus. Remote jobs are available nationwide. SBA Products and Resources SBA is here to assist small businesses with accessing federal resources and navigating their own preparedness plans as described by the CDC’s Guidance for Businesses and Employers. SBA works with a number of local partners to counsel, mentor and train small businesses. The SBA has 68 District Offices, as well as support provided by its Resource Partners, such as SCORE offices, Women’s Business Centers, Small Business Development Centers and Veterans Business Outreach Centers. When faced with a business need, use the SBA’s Local Assistance Directory to locate the office nearest you.

Access to Capital

SBA provides a number of loan resources for small businesses to utilize when operating their business. For more information on loans or how to connect with a lender, visit: https://www.sba.gov/funding-programs/loans.
  • 7(a) program offers loan amounts up to $5,000,000 and is an all-inclusive loan program deployed by lending partners for eligible small businesses within the U.S. States and its territories. The uses of proceeds include: working capital; expansion/renovation; new construction; purchase of land or buildings; purchase of equipment, fixtures; lease-hold improvements; refinancing debt for compelling reasons; seasonal line of credit; inventory; or starting a business.
  • Express loan program provides loans up to $350,000 for no more than 7 years with an option to revolve. There is a turnaround time of 36 hours for approval or denial of a completed application. The uses of proceeds are the same as the standard 7(a) loan.
  • Community Advantage loan pilot program allows mission-based lenders to assist small businesses in underserved markets with a maximum loan size of $250,000. The uses of proceeds are the same as the standard 7(a) loan.
  • 504 loan program is designed to foster economic development and job creation and/or retention. The eligible use of proceeds is limited to the acquisition or eligible refinance of fixed assets.
  • Microloan program involves making loans through nonprofit lending organizations to underserved markets. Authorized use of loan proceeds includes working capital, supplies, machinery & equipment, and fixtures (does not include real estate). The maximum loan amount is $50,000 with the average loan size of $14,000.

Exporting Assistance

SBA provides export loans to help small businesses achieve sales through exports and can help these businesses respond to opportunities and challenges associated with trade, such as COVID-19. The loans are available to U.S. small businesses that export directly overseas, or those that export indirectly by selling to a customer that then exports their products.
  • Export Express loan program allows access to capital quickly for businesses that need financing up to $500,000. Businesses can apply for a line of credit or term note prior to finalizing an export sale or while pursuing opportunities overseas, such as identifying a new overseas customer should an export sale be lost due to COVID-19.
  • Export Working Capital program enables small businesses to fulfill export orders and finance international sales by providing revolving lines of credit or transaction-based financing of up to $5 million. Businesses could use a loan to obtain or retain overseas customers by offering attractive payment terms.
  • International Trade loan program helps small businesses engaged in international trade to retool or expand to better compete and react to changing business conditions. It can also help exporting firms to expand their sales to new markets or to re-shore operations back to the U.S.

Government Contracting

SBA is focused on assisting with the continuity of operations for small business contracting programs and small businesses with federal contracts. For more information on federal contracting, visit https://www.sba.gov/federal-contracting/contracting-guide More specifically:
  • 8(a) Business Development program serves to help provide a level playing field for small businesses owned by socially and economically disadvantaged people or entities, and the government limits competition for certain contracts to businesses that participate. The 8(a) program offer and acceptance process is available nationwide, and the SBA continues to work with federal agencies to ensure maximum practicable opportunity to small businesses. 8(a) program participants should stay in touch with their Business Opportunity Specialist (BOS).
  • HUBZone program offers eligibility assistance every Thursday from 2:00-3:00 p.m. ET at 1-202-765-1264; access code 63068189#.  Members of the HUBZone team answer questions to help firms navigate the certification process.  For specific questions regarding an application, please contact the HUBZone Help Desk at [email protected]
  • Women-owned Small Business firms who have questions, please visit www.sba.gov/wosbreadyor write to [email protected]
If a situation occurs that will prevent small businesses with government contracts from successfully performing their contract, they should reach out to their contracting officer and seek to obtain extensions before they receive cure notices or threats of termination. The SBA’s Procurement Center Representatives can assist affected small businesses to engage with their contracting officer. Use the Procurement Center Representative Directory to connect with the representative nearest you.
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